.policy-main {
    background: #f6f8fc;
    padding: 24px 0 44px;
}

.policy-layout {
    display: grid;
    grid-template-columns: 280px minmax(0, 1fr);
    gap: 16px;
    align-items: start;
}

.toc-card, .policy-card {
    background: #fff;
    box-shadow: 0 10px 26px rgba(31, 46, 87, .08);
}

.toc-card {
    padding: 12px;
}

    .toc-card h4 {
        margin: 0 0 12px;
        color: #fff;
        font-size: 18px;
        font-weight: 700;
        background: linear-gradient(90deg, #1c2746, #1f2e57);
        min-height: 42px;
        padding: 0 14px;
        display: flex;
        align-items: center;
    }

    .toc-card div:not(:first-child) {
        margin-top: 12px;
    }

.toc-links {
    display: grid;
    gap: 6px;
}

    .toc-links a {
        color: #4b5563;
        text-decoration: none;
        font-size: 14px;
        padding: 6px 8px 6px 20px;
        position: relative;
    }

.toc-links-no a::before {
    content: "";
    width: 5px;
    height: 5px;
    border-radius: 50%;
    background: #c4cedf;
    position: absolute;
    left: 0;
    top: 50%;
    transform: translateY(-50%);
}

.toc-links a:hover, .toc-links a.active {
    color: #1f2e57;
    font-weight: 700;
    background-color: aliceblue;
}

    .toc-links a:hover::before, .toc-links a.active::before {
        background: #ff4a2a;
    }

.policy-head {
    padding: 18px 20px 14px;
    border-bottom: 1px solid #edf2f8;
}

    .policy-head h1 {
        margin: 0 0 10px;
        font-size: 34px;
        color: #1f2e57;
        line-height: 1.35;
        font-weight: 800;
    }

.policy-meta {
    color: #6b7280;
    font-size: 13px;
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
}

.policy-body {
    padding: 18px 20px 24px;
    color: #374151;
    font-size: 15px;
    line-height: 1.9;
}

    .policy-body h3 {
        margin: 18px 0 8px;
        color: #1f2e57;
        font-size: 22px;
    }

    .policy-body p, .policy-body li {
        margin: 0 0 10px;
    }

    .policy-body ul {
        padding-left: 20px;
        margin-bottom: 10px;
    }

.policy-foot {
    padding: 14px 20px 18px;
    border-top: 1px solid #edf2f8;
    display: flex;
    justify-content: space-between;
    gap: 10px;
    flex-wrap: wrap;
}

    .policy-foot a {
        color: #1f2e57;
        font-size: 14px;
        text-decoration: none;
    }

        .policy-foot a:hover {
            color: #ff4a2a;
        }

@media (max-width: 991px) {
    .policy-layout {
        grid-template-columns: 1fr;
    }

    .policy-head h1 {
        font-size: 28px;
    }
}